Pradhan Mantri Jan Arogya Yojana Eligibility Criteria & PM-JAY Health Packages
Pradhan Mantri Jan Arogya Yojana (PM-JAY) is an ambitious initiative that covers the health care costs of up to five lakh rupees for 10 crore households, thereby protecting them from impoverishment due to health-related expenses, and allows them to choose between public and private providers for any hospitalisation.
It aims to provide the poorest households with equitable access to a comprehensive package of patient centred quality services. The evidence-informed development of comprehensive service packages is an important step towards this goal.
Eligibility Criteria For PM-JAY
For Rural: Total deprived Households targeted for PMRSSM who belong to one of the six deprivation criteria amongst D1, D2, D3, D4, D5 and D7:
- Only one room with Kucha walls and Kucha roof (D1)
- No adult member between age 16 to 59 (D2)
- Female-headed households with no adult male member between age 16 to 59 (D3)
- Disabled member and no able-bodied adult member (D4)
- SC/ST households (D5)
- Landless households deriving a major part of their income from manual casual labour (D7)
Automatically included:
- Households without shelter
- Destitute/ living on alms
- Manual scavenger families
- Primitive tribal groups
- Legally released bonded labour
For Urban: Occupational Categories of Workers
- Ragpicker
- Beggar
- Domestic worker
- Street vendor/ Cobbler/hawker / Other service provider working on streets
- Construction worker/ Plumber/ Mason/ Labour/ Painter/ Welder/ Security
guard/ Coolie and another head-load worker - Sweeper/ Sanitation worker / Mali
- Home-based worker/ Artisan/ Handicrafts worker / Tailor
- Transport worker/ Driver/ Conductor/ Helper to drivers and conductors/ Cart
puller/ Rickshaw puller - Shop worker/ Assistant/ Peon in small establishment/ Helper/Delivery assistant / Attendant/ Waiter
- Electrician/ Mechanic/ Assembler/ Repair worker
- Washer-man/ Chowkidar
As per the SECC 2011, the following beneficiaries are automatically excluded:
- Households having motorized 2/3/4 wheeler/fishing boat
- Households having mechanized 3/4 wheeler agricultural equipment
- Households having Kisan Credit Card with a credit limit above Rs. 50,000/-
- A household member is a government employee
- Households with non-agricultural enterprises registered with the government
- Any member of household earning more than Rs. 10,000/- per month
- Households paying income tax
- Households paying professional tax
- House with three or more rooms with pucca walls and roof
- Owns a refrigerator
- Owns a landline phone
- Owns more than 2.5 acres of irrigated land with 1 irrigation equipment
- Owns 5 acres or more of irrigated land for two or more crop season
- Owning at least 7.5 acres of land or more with at least one irrigation equipment
For more information please visit the official website of PM-JAY – www.abnhpm.gov.in or download the detailed documents from the link below.
Detailed Documentation | Health benefits packages & Empanelment Criteria
Further to check Eligibility for PM-JAY click here.
Read Also: Pradhan Mantri Jan Arogya Yojana Benefits & Details
